BC Property Transfer Tax and Mortgage Insurance Calculator

The calculator below is designed to give you a sense of how a potential real estate transaction may be structured here in BC.

In particular, pay specific attention to how much closing costs add to a potential transaction.

The calculator will also provide a summary of what regulatory incentives may apply to your transaction.

Property and Buyer Information

Is this property new construction?
Is GST Included in the purchase price?
Property Purchase Price	$
Down Payment Amount	$
Are you a first time buyer?
Will you be applying for the BC HOME Partnership program?

Waiting on information...

Purchase Price:
GST:
Total Lending Value:
Down payment:
BC HOME Partnership Funds:
Loan Amount:
Loan to Value:
Mortgage Insurance Premium:
Total Mortgage Amount:
Closing Costs
Property Transfer Tax (PTT):
Legal Fees:
Title Insurance:
Estimated Adjustments:
Total Closing Costs:
Total Cash Required for Transaction:
Regulatory Incentives
First Time Homebuyer PTT Exemption:
Newly Built Home PTT Exemption:
GST Rebate for Newly Built Homes: